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Interest-Only Flex Pay Loan allows for Interest Payments Only for up to a year

sales volume

Business must be generating a minimum of $17,000 per month

Loan Terms

12-36 MONTHS

credit score

Minimum of 651 EquiFax Credit Score

time in business

Minimum Time in Business of 4 Years

HomeOwner

Must be a Homeowner under this Loan Program

Interest Only Flex Pay Loan

Pay Only the Interest for up to a Year!

Alliance’s Lending Partner has long had the most aggressive interest-only product in the marketplace, our Interest-Only Flex Pay Loan. Well, we decided to make it even better. We believe growing your business shouldn’t mean sacrificing your cash flow, and with our new and improved Interest-Only Flex Pay Loan it doesn’t have to. Now you can quickly access loan amounts from $50,000 to $750,000 with low, interest-only payments for up to a year! Even bettter, it also carries a Line of Credit with unlimited draws for up to a year. After the interest-only period, you have the option to pay the principal, or we’ve created the perfect safety net – a built-in rollover amortization up to 2 years. With flexibility like this you can truly borrow with confidence!

Alliance Business Capital offers Business Loans

Flex Pay Interest-Only Advantages

  • The minimum initial loan amount to begin the interest-only period is $50,000 (down from $150,000)

  • Pay only the interest for up to 1 year (52 weeks) with a built-in safety net rollover amortizing loan option up to 2 years (104 weeks)

  • The product will now carry a line of credit available for their entire interest-only period (26, 40 or 52 weeks). The credit line will be issued for the difference between your max loan approval and your initial loan amount taken

  • During the line of credit period, you may take unlimited* draws of $25,000 or more up to your maximum loan approval amount

  • After your deferral period is over, we have a variety of options to repay the principal

  • You can even take your initial loan amount via several draws on consecutive business days to allow for ease of early payoff when funds become available. The minimum first draw is $50,000 with unlimited subsequent draws of $25,000 or more. Each IO Flex Pay Loan (or draw) will have minimum finance charges due for the entire interest-only period upon early payoff

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Passionate – Dedicated – Professional

items needed to apply for a business loan

  • Completed Business Loan Application

  • 2 Months Business Bank Statements

  • 2 Months Merchant Statements

  • Credit Authorization – Cost of credit is approximately $47 per individual

  • Copy of Borrowing Entity Formation Documents

  • Governments Issued ID – (Driver’s License)

Alliance Business Capital offers Loans for Investors

Get Started

Apply For A Business Loan Online

Business Loan Programs

Alliance Business Capital offers Business Loans in all States