Commercial Mortgage-Backed Securities

Passionate – Dedicated – Professional

CMBS Loans

CMBS Loans provide long‑term, fixed‑rate financing for stabilized commercial real estate through commercial mortgage‑backed securities. Alliance Business Capital helps borrowers secure CMBS financing nationwide with competitive terms, flexible structures, and expert guidance.

CMBS Loan FAQ’s

Here are just a few of the frequently asked questions we get the most. Please contact us with any questions you may have regarding a CMBS Loan or any other loan program financing options that we offer.

For a Commercial Mortgage-Backed Securities Overview you may visit this outside website – Investopedia 

Most CMBS Loans are non-recourse, offering borrower protection except in cases of bad-boy carve-outs.

CMBS Loans are ideal for stabilized commercial properties such as retail centers, office buildings, industrial facilities, hospitality properties and multifamily assets.

Alliance Business Capital can typically get a CMBS Loan closed in 45 days depending on how quickly you can provide us with the information needed in order to review your loan request.

We need the following items upfront on CMBS Loan requests:

  • Historical Financials – most recent 3-year end profit and loss statement with balance sheets
  • Current year to date Financials – through the end of the most recent month
  • Current Rent Roll – we can provide a rent roll form
  • Copies of Leases
  • If a purchase a copy of the purchase agreement
  • If there are any existing appraisals and or environmental reports those are helpful

Passionate – Dedicated – Professional

alliance business capital offers CMBS loans from $4 Million up to $200 Million

We can assist with a CMBS Loan on the following asset types.

Office
Hospitality
Retail
Multi-Family
Mobile Home Community
self-storage
Alliance Business Capital offers Commercial Real Estate and Business Financing

  • CMBS Loans are typically Non-Recourse

  • LTV’s to 75%

  • 25-30 Year Amortization

  • Partial or Full-Term Interest Only Available

  • Market Rates

  • Minimum DSCR of 1.25x

Loan Application

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Items Needed to apply for a CMBS Loan

  • Detailed Executive Summary

  • Current Personal Financial Statement on Sponsors

  • Subject Property Financials

  • Borrowing Entity Formation Documents

  • Copy of any existing Appraisals

It All Starts With a Conversation!

Have a deal you’d like to discuss? Partner with Alliance – we’re results-oriented and focused on helping you close transactions efficiently.

For Commercial Real Estate Financing, Please call

(866) 712 4175

info@alliancebusinesscapital.com

Disclosure

Alliance Business Capital is a commercial loan intermediary and advisory firm and may act as a correspondent lender for certain programs. We are not a direct lender. All financing is arranged through an Alliance Lending Partner and is subject to lender approval, underwriting requirements, and market conditions. Terms, rates, and eligibility criteria may vary by lender, property type, and borrower qualifications. Not all loan programs are available in all States. Nothing on this page constitutes a commitment to lend or an offer of credit.