Commercial Mortgage-Backed Securities

Passionate – Dedicated – Professional

CMBS Loans

CMBS Loans provide long‑term, fixed‑rate financing for stabilized commercial real estate through commercial mortgage‑backed securities. Alliance Business Capital helps borrowers secure CMBS financing nationwide with competitive terms, flexible structures, and expert guidance.

CMBS Loan FAQ’s

Here are just a few of the frequently asked questions we get the most. Please contact us with any questions you may have regarding a CMBS Loan or any other loan program financing options that we offer.

For a Commercial Mortgage-Backed Securities Overview you may visit this outside website – Investopedia 

Most CMBS Loans are non-recourse, offering borrower protection except in cases of bad-boy carve-outs.

CMBS Loans are ideal for stabilized commercial properties such as retail centers, office buildings, industrial facilities, hospitality properties and multifamily assets.

Alliance Business Capital can typically get a CMBS Loan closed in 45 days depending on how quickly you can provide us with the information needed in order to review your loan request.

We need the following items upfront on CMBS Loan requests:

  • Historical Financials – most recent 3-year end profit and loss statement with balance sheets
  • Current year to date Financials – through the end of the most recent month
  • Current Rent Roll – we can provide a rent roll form
  • Copies of Leases
  • If a purchase a copy of the purchase agreement
  • If there are any existing appraisals and or environmental reports those are helpful

Passionate – Dedicated – Professional

alliance business capital offers CMBS loans from $4 Million up to $200 Million

We can assist with a CMBS Loan on the following asset types.

Office
Hospitality
Retail
Multi-Family
Mobile Home Community
self-storage
Alliance Business Capital offers Commercial Real Estate and Business Financing

  • CMBS Loans are typically Non-Recourse

  • LTV’s to 75%

  • 25-30 Year Amortization

  • Partial or Full-Term Interest Only Available

  • Market Rates

  • Minimum DSCR of 1.25x

Interest Rates

Our CMBS Lending Partner offers Market Rates.

Maximum LTV

LTV is determined by asset type and location among other factors.

Loan Fees

Alliance has a 1% Origination Fee on CMBS Loans.

CMBS Loans

Passionate – Dedicated – Professional

Items Needed to apply for a CMBS Loan

  • Detailed Executive Summary

  • Current Personal Financial Statement on Sponsors

  • Subject Property Financials

  • Borrowing Entity Formation Documents

  • Copy of any existing Appraisals

Get Started

Get the Application Process Started Online

Alliance Business Capital offers CMBS Loans as a Commercial Loans Intermediary / Advisor through an Alliance Lending Partner.

Important Disclosures and Information

All loan programs are subject to credit approval and loan amounts are subject to creditworthiness. Other underwriting standards and restrictions may apply. Alliance Business Capital is committed to the protection of personal information we collect and process. For more information about how we protect your privacy, please visit https://www.alliancebusinesscapital.com/privacy-policy-2/.